Credit Analyst

Title: Credit Analyst

Pay Rate: $37.00 per hour

Hours: Monday to Friday, 9:00 AM - 6:00 PM

Type: Temporary to Permanent (for the right candidate)

Who are We? SRG offers flexible staffing solutions with a national presence. We provide contract, contract-to-hire, direct hire and executive search services. SRG utilizes an innovative approach to identify and qualify talent that is unique to the Staffing industry, featuring a cutting-edge platform that allows us to match professionals rapidly and precisely to client requirements. We have a proprietary database of over one million candidates and maintain continuous contact with our qualified talent.

Environment: A global pharmaceutical company headquartered in Israel. It is one of the largest generic drug manufacturers in the world. The company focuses on developing, producing, and marketing a wide range of generic and specialty pharmaceutical products, including both prescription and over-the-counter medications. Products cover various therapeutic areas, including cardiovascular, central nervous system, respiratory, and more. With a presence in over 60 countries, the company plays a significant role in providing affordable healthcare solutions to patients worldwide. The company has a history dating back several decades and has established itself as a key player in the pharmaceutical industry, contributing to the availability of cost-effective alternatives to brand-name medications.

POSITION SUMMARY

MGR is seeking a skilled credit analyst with a strong background in credit analysis. The ideal candidate should have experience working for a distributor or wholesaler and be proficient in assessing creditworthiness using platforms like D&B, Experian, or Creditsafe. This role involves reviewing and approving credit limits, releasing orders, handling credit limit increase requests, and potentially working with credit insurance. A college degree is a mandatory requirement for this position.

ESSENTIAL AREAS OF RESPONSIBILITY

The senior credit analyst is responsible for evaluating the creditworthiness of current and potential customers. This involves requesting, collecting, and analyzing information to support credit limit decisions. Additionally, the analyst will assist with order release and engage with customers to ensure timely payment for released orders. The role also includes processing credit applications, setting up new customer accounts, and ensuring accurate setup of affiliated accounts. The senior credit analyst will provide credit recommendations to management when credit limit requirements exceed the delegation of authority.

POSITION REQUIREMENTS

Education/Certification/Experience:

Bachelor s degree required.

Minimum of 3 years of credit underwriting experience in a business-to-business environment

Skills/Knowledge/Abilities:

Proficient in Financial Statement Analysis (Balance Sheet/Income Statement/Cash Flow Statement)

Strong grasp of Risk Metrics and Financial Ratios

Familiarity with Securitization Documents (UCCs/Letters of Credit/Notes)

Knowledge of JDE/SAP and AS400 (preferred)

Experience with credit reporting agencies such as D&B and Thomson Reuters

Active participation in industry groups like NACM/CRF/CMA

Excellent verbal, written, and presentation skills

Proficient in Microsoft Office Suite: Word, Excel, PowerPoint

Ability to collaborate in a team/cross-functional environment

Demonstrated effective customer service skills

TRAVEL REQUIREMENTS

Occasional domestic travel may be required to support business needs.

EOE/ADA

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